{
  "schema_version": "agent_allowance_wallet.v1",
  "mode": "create_wallet",
  "agent_id": "agent_company_research_01",
  "agent_name": "Company Research Agent",
  "organization_name": "Example Organization",
  "currency": "usdc",
  "allowance_limit_units": 25,
  "funding_reference": "funding_reference_from_configured_provider",
  "allowed_rails": ["packetops", "diligenceops"],
  "allowed_actions": ["pay_agent_service", "buy_data_access", "settle_rail_run"],
  "preferred_payment_rails": ["agent_allowance", "stablecoin_reference", "x402_reference"]
}